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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,893 | $98,776-39.4% | $149,745-60.0% | $79,856-25.0% |
| Participation rate | 85.2% | 75.8%+9.4pp | 82.5%+2.7pp | 69.6%+15.5pp |
| Annual return | 20.13% | 27.38%-7.2pp | 276.72%-256.6pp | 31.71%-11.6pp |
| Employer contribution / active EE | $5,746 | $3,217+78.6% | $4,646+23.7% | $2,471+132.5% |
| Participant deferral / active EE | $3,862 | $5,681-32.0% | $6,843-43.6% | $3,741+3.3% |
| Admin fee / account holder | $1,742 | $6,053-71.2% | $9,312-81.3% | $5,306-67.2% |