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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,533 | $176,120-77.6% | $159,487-75.2% | $167,553-76.4% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 7.99% | 331.95%-324.0pp | 263.71%-255.7pp | 478.89%-470.9pp |
| Employer contribution / active EE | $710 | $5,299-86.6% | $4,831-85.3% | $4,840-85.3% |
| Participant deferral / active EE | $0 | $7,752-100.0% | $7,354-100.0% | $6,343-100.0% |
| Admin fee / account holder | $1,533 | $12,561-87.8% | $10,804-85.8% | $12,316-87.6% |