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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,634 | $142,392-66.5% | $119,622-60.2% | $134,532-64.6% |
| Participation rate | 89.5% | 82.8%+6.6pp | 79.3%+10.2pp | 81.2%+8.2pp |
| Annual return | -21.62% | -12.46%-9.2pp | -14.98%-6.6pp | 418.27%-439.9pp |
| Employer contribution / active EE | $1,124 | $5,224-78.5% | $4,232-73.4% | $4,741-76.3% |
| Participant deferral / active EE | $3,299 | $6,467-49.0% | $5,601-41.1% | $6,401-48.5% |
| Admin fee / account holder | $1,254 | $13,593-90.8% | $10,328-87.9% | $11,429-89.0% |