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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,295 | $45,438+1.9% | $80,004-42.1% | $59,633-22.4% |
| Participation rate | 100.0% | 63.7%+36.3pp | 73.0%+27.0pp | 68.7%+31.3pp |
| Annual return | -5.27% | 5.10%-10.4pp | 7.63%-12.9pp | 2041.45%-2046.7pp |
| Employer contribution / active EE | $1,349 | $1,236+9.1% | $2,473-45.4% | $2,203-38.8% |
| Participant deferral / active EE | $3,933 | $2,231+76.3% | $3,204+22.8% | $3,192+23.2% |
| Admin fee / account holder | $1,415 | $3,464-59.1% | $5,033-71.9% | $4,297-67.1% |