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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,109 | $93,598-42.2% | $135,974-60.2% | $75,173-28.0% |
| Participation rate | 76.9% | 75.2%+1.7pp | 81.9%-5.0pp | 67.2%+9.7pp |
| Annual return | 0.53% | 30.89%-30.4pp | 68.30%-67.8pp | 160.72%-160.2pp |
| Employer contribution / active EE | $1,128 | $3,538-68.1% | $4,859-76.8% | $2,671-57.8% |
| Participant deferral / active EE | $4,026 | $6,405-37.1% | $7,760-48.1% | $4,126-2.4% |
| Admin fee / account holder | $7,711 | $6,978+10.5% | $10,767-28.4% | $5,651+36.5% |