See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 9-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY10+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $79,278 |
Service code 27 · EIN 36-4291971 | Advisory (Plan) | $24,990 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,102 | $89,436+15.3% | $164,813-37.4% | $77,643+32.8% |
| Participation rate | 76.3% | 78.6%-2.3pp | 78.6%-2.3pp | 70.6%+5.7pp |
| Annual return | 12.93% | 28.83%-15.9pp | 69.93%-57.0pp | 31.24%-18.3pp |
| Employer contribution / active EE | $1,019 | $2,569-60.3% | $4,341-76.5% | $2,726-62.6% |
| Participant deferral / active EE | $5,720 | $4,897+16.8% | $6,031-5.2% | $4,647+23.1% |
| Admin fee / account holder | $363 | $339+7.0% | $12,690-97.1% | $430-15.6% |