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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,373 | $98,776+67.4% | $149,745+10.4% | $79,856+107.1% |
| Participation rate | 69.8% | 75.8%-5.9pp | 82.5%-12.6pp | 69.6%+0.2pp |
| Annual return | 22.00% | 27.38%-5.4pp | 276.72%-254.7pp | 31.71%-9.7pp |
| Employer contribution / active EE | $4,722 | $3,217+46.8% | $4,646+1.6% | $2,471+91.1% |
| Participant deferral / active EE | $10,284 | $5,681+81.0% | $6,843+50.3% | $3,741+174.9% |
| Admin fee / account holder | $991 | $6,053-83.6% | $9,312-89.4% | $5,306-81.3% |