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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,787 | $45,126+25.8% | $85,187-33.3% | $74,459-23.7% |
| Participation rate | 62.4% | 49.4%+13.0pp | 67.5%-5.1pp | 67.2%-4.8pp |
| Annual return | 13.80% | 26.30%-12.5pp | 66.67%-52.9pp | 1369.70%-1355.9pp |
| Employer contribution / active EE | $1,755 | $1,460+20.2% | $2,732-35.8% | $2,626-33.2% |
| Participant deferral / active EE | $3,073 | $2,738+12.2% | $4,525-32.1% | $4,350-29.3% |
| Admin fee / account holder | $4,252 | $2,212+92.2% | $6,162-31.0% | $1,945+118.6% |