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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,318 | $117,433+100.4% | $99,475+136.6% | $152,897+53.9% |
| Participation rate | 78.6% | 77.5%+1.0pp | 73.8%+4.7pp | 82.5%-3.9pp |
| Annual return | 14.90% | 31.87%-17.0pp | 30.72%-15.8pp | 345.43%-330.5pp |
| Employer contribution / active EE | $0 | $3,013-100.0% | $2,540-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $0 | $4,086-100.0% | $3,619-100.0% | $5,851-100.0% |
| Admin fee / account holder | $21,248 | $7,634+178.3% | $6,252+239.8% | $11,599+83.2% |