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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,993 | $209,425-81.9% | $178,499-78.7% | $158,966-76.1% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | -0.24% | 188.80%-189.0pp | 151.10%-151.3pp | 302.95%-303.2pp |
| Employer contribution / active EE | $1,970 | $5,707-65.5% | $5,011-60.7% | $4,762-58.6% |
| Participant deferral / active EE | $2,691 | $5,955-54.8% | $5,202-48.3% | $5,983-55.0% |
| Admin fee / account holder | $444 | $17,078-97.4% | $13,986-96.8% | $11,250-96.1% |