Retirement plan

EMPLOYEE BENEFIT PLAN HABITAT FOR HUMANITY CENTRAL ARIZONA

Name: HABITAT FOR HUMANITY CENTRAL ARIZONA - EMPLOYEE BENEFIT PLAN HABITAT FOR HUMANITY CENTRAL ARIZONA (2022) Form 5500
Creator: HABITAT FOR HUMANITY CENTRAL ARIZONA
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, EMPLOYEE BENEFIT PLAN HABITAT FOR HUMANITY CENTRAL ARIZONA, HABITAT FOR HUMANITY CENTRAL ARIZONA

HABITAT FOR HUMANITY CENTRAL ARIZONAEIN 74-2401708Plan #001PY 2022

2830 WEST GLENDALE AVE. SUITE 33 - PHOENIX, AZ 85051602-583-2417LinkedIn11-50 employeesnon-profit organization management

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$4M

-14.3% from 2021

Total participants

188

+19.0% from 2021

Average account balance

$21,778

-25.6% from 2021

Annual return

-15.63%

-30.05 pp from 2021

Benchmarks

See 17,344 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants25-99

Cohort17,344 peers

Snapshot2022

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$6.10M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$29K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

208

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

87.4%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$551K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.33%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$338

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
LINCOLN NATIONAL CORPORATION3 years Service code 13 · EIN 35-1140070	Contract Administrator	$32,164
STADION MONEY MANAGEMENT3 years Service code 26 · EIN 58-2099805	Advisory (Participants)	$15,401
SUNWEST PENSIONS3 years Service code 15 · EIN 86-0922116	Recordkeeping	$2,000

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$50K

$511 / participant

Contract admin$50K100.0%

% of EOY assets

1.251%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: CLIFTONLARSONALLEN LLP
Auditor EIN: 410746749
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$21,778

$64,719-66.3%

$112,249-80.6%

$68,486-68.2%

Participation rate

93.8%

67.2%+26.7pp

75.1%+18.8pp

67.9%+25.9pp

Annual return

-15.63%

-11.40%-4.2pp

27.48%-43.1pp

-7.85%-7.8pp

Employer contribution / active EE

$1,768

$2,747-35.6%

$3,636-51.4%

$2,597-31.9%

Participant deferral / active EE

$3,171

$3,565-11.1%

$4,729-33.0%

$4,028-21.3%

Admin fee / account holder

$272

$5,232-94.8%

$6,412-95.8%

$5,404-95.0%

Provider

Service type

Compensation

LINCOLN NATIONAL CORPORATION3 years

Service code 13 · EIN 35-1140070

Contract Administrator

$32,164

STADION MONEY MANAGEMENT3 years

Service code 26 · EIN 58-2099805

Advisory (Participants)

$15,401

SUNWEST PENSIONS3 years

Service code 15 · EIN 86-0922116

Recordkeeping

$2,000

EMPLOYEE BENEFIT PLAN HABITAT FOR HUMANITY CENTRAL ARIZONA

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

EMPLOYEE BENEFIT PLAN HABITAT FOR HUMANITY CENTRAL ARIZONA

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion