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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP5 years Service code 12 · EIN 93-1253576 | Claims processing; Recordkeeping and ... | $42,681 |
Filed as: ALERA INVESTMENT ADVISORS, LLC Service code 27 · EIN 82-1301707 | Advisory (Plan) | $27,071 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,459 | $47,766-59.3% | $82,744-76.5% | $64,819-70.0% |
| Participation rate | 54.6% | 67.7%-13.0pp | 72.6%-17.9pp | 71.5%-16.8pp |
| Annual return | -21.79% | -13.06%-8.7pp | 702.22%-724.0pp | 32.84%-54.6pp |
| Employer contribution / active EE | $443 | $2,182-79.7% | $3,008-85.3% | $2,507-82.3% |
| Participant deferral / active EE | $1,192 | $3,332-64.2% | $4,395-72.9% | $4,311-72.4% |
| Admin fee / account holder | $134 | $143-6.4% | $5,325-97.5% | $188-28.7% |