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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $311,361 | $176,120+76.8% | $159,487+95.2% | $167,553+85.8% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 12.41% | 331.95%-319.5pp | 263.71%-251.3pp | 478.89%-466.5pp |
| Employer contribution / active EE | $11,991 | $5,299+126.3% | $4,831+148.2% | $4,840+147.8% |
| Participant deferral / active EE | $15,743 | $7,752+103.1% | $7,354+114.1% | $6,343+148.2% |
| Admin fee / account holder | $33,972 | $12,561+170.5% | $10,804+214.4% | $12,316+175.8% |