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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $362,086 | $162,136+123.3% | $152,301+137.7% | $154,746+134.0% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 16.71% | 91.02%-74.3pp | 80.50%-63.8pp | 172.34%-155.6pp |
| Employer contribution / active EE | $18,029 | $4,890+268.7% | $4,624+289.9% | $4,379+311.7% |
| Participant deferral / active EE | $20,242 | $8,341+142.7% | $8,004+152.9% | $6,730+200.8% |
| Admin fee / account holder | $8,900 | $15,759-43.5% | $14,398-38.2% | $14,365-38.0% |