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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,766 | $49,896-80.4% | $80,627-87.9% | $75,173-87.0% |
| Participation rate | 75.9% | 55.3%+20.5pp | 67.0%+8.8pp | 67.2%+8.7pp |
| Annual return | 19.30% | 34.67%-15.4pp | 936.76%-917.5pp | 160.72%-141.4pp |
| Employer contribution / active EE | $2,088 | $1,699+22.9% | $2,723-23.3% | $2,671-21.8% |
| Participant deferral / active EE | $3,276 | $2,992+9.5% | $4,443-26.3% | $4,126-20.6% |
| Admin fee / account holder | $759 | $3,578-78.8% | $5,381-85.9% | $5,651-86.6% |