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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,667 | $93,598+151.8% | $135,974+73.3% | $75,173+213.5% |
| Participation rate | 92.4% | 75.2%+17.2pp | 81.9%+10.5pp | 67.2%+25.2pp |
| Annual return | 18.05% | 30.89%-12.8pp | 68.30%-50.3pp | 160.72%-142.7pp |
| Employer contribution / active EE | $2,195 | $3,538-38.0% | $4,859-54.8% | $2,671-17.8% |
| Participant deferral / active EE | $8,678 | $6,405+35.5% | $7,760+11.8% | $4,126+110.3% |
| Admin fee / account holder | $17,139 | $6,978+145.6% | $10,767+59.2% | $5,651+203.3% |