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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,490 | $55,889-13.2% | $76,119-36.3% | $80,935-40.1% |
| Participation rate | 97.8% | 62.1%+35.8pp | 69.1%+28.8pp | 67.7%+30.2pp |
| Annual return | 13.08% | 20.58%-7.5pp | 361.25%-348.2pp | 35.66%-22.6pp |
| Employer contribution / active EE | $1,533 | $1,866-17.9% | $2,693-43.1% | $2,757-44.4% |
| Participant deferral / active EE | $2,673 | $3,051-12.4% | $4,259-37.2% | $4,299-37.8% |
| Admin fee / account holder | $4,048 | $5,241-22.8% | $6,421-37.0% | $6,924-41.5% |