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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,969 | $97,729-50.9% | $83,830-42.8% | $135,379-64.6% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -9.37% | 1287.52%-1296.9pp | 850.97%-860.3pp | 519.79%-529.2pp |
| Employer contribution / active EE | $10,579 | $4,222+150.6% | $3,631+191.3% | $4,779+121.4% |
| Participant deferral / active EE | $6,099 | $4,683+30.2% | $4,082+49.4% | $5,609+8.7% |
| Admin fee / account holder | $316 | $6,674-95.3% | $5,479-94.2% | $10,828-97.1% |