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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,886 | $96,524-51.4% | $75,900-38.2% | $152,909-69.3% |
| Participation rate | 50.0% | 76.2%-26.2pp | 69.3%-19.3pp | 82.5%-32.5pp |
| Annual return | 17.33% | 33.93%-16.6pp | 30.73%-13.4pp | 345.46%-328.1pp |
| Employer contribution / active EE | $1,395 | $3,311-57.9% | $2,501-44.2% | $4,764-70.7% |
| Participant deferral / active EE | $2,374 | $4,554-47.9% | $3,604-34.1% | $5,851-59.4% |
| Admin fee / account holder | $5,217 | $8,082-35.5% | $5,421-3.8% | $11,601-55.0% |