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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,185 | $85,766+39.0% | $136,297-12.6% | $70,124+70.0% |
| Participation rate | 64.7% | 74.2%-9.4pp | 81.9%-17.2pp | 69.5%-4.8pp |
| Annual return | 17.79% | 31.45%-13.7pp | 5156.19%-5138.4pp | 73.14%-55.4pp |
| Employer contribution / active EE | $1,689 | $2,966-43.0% | $4,696-64.0% | $2,342-27.9% |
| Participant deferral / active EE | $6,821 | $5,051+35.0% | $6,247+9.2% | $3,332+104.7% |
| Admin fee / account holder | $10,640 | $5,420+96.3% | $9,244+15.1% | $4,645+129.0% |