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| Provider | Service type | Compensation |
|---|---|---|
Filed as: GLOBAL RETIREMENT PARTNERS Service code 26 · EIN 47-1411118 | Advisory (Participants) | $10,900 |
Filed as: ALERA INVESTMENT ADVISORS Service code 26 · EIN 82-1301707 THREE PARKWAY NORTH · DEERFIELD, IL 60015 | Advisory (Participants) | $9,422 |
Filed as: WILSHIRE ASSOCIATES Service code 26 · EIN 95-2755361 | Advisory (Participants) | $1,414 |
Filed as: JOHN HANCOCK LIFE INSURANCE CO. Service code 15 · EIN 01-0233346 | Recordkeeping | $1,232 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,217 | $98,776-25.9% | $149,745-51.1% | $79,856-8.3% |
| Participation rate | 74.0% | 75.8%-1.8pp | 82.5%-8.5pp | 69.6%+4.3pp |
| Annual return | 14.64% | 27.38%-12.7pp | 276.72%-262.1pp | 31.71%-17.1pp |
| Employer contribution / active EE | $0 | $3,217-100.0% | $4,646-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $4,163 | $5,681-26.7% | $6,843-39.2% | $3,741+11.3% |
| Admin fee / account holder | $368 | $6,053-93.9% | $9,312-96.1% | $5,306-93.1% |