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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,100 | $98,766+95.5% | $149,730+29.0% | $79,852+141.8% |
| Participation rate | 97.1% | 75.8%+21.3pp | 82.5%+14.6pp | 69.6%+27.4pp |
| Annual return | 12.34% | 27.43%-15.1pp | 276.70%-264.4pp | 31.72%-19.4pp |
| Employer contribution / active EE | $2,830 | $3,217-12.0% | $4,645-39.1% | $2,471+14.5% |
| Participant deferral / active EE | $6,689 | $5,681+17.7% | $6,843-2.2% | $3,740+78.8% |
| Admin fee / account holder | $693 | $6,052-88.5% | $9,310-92.6% | $5,306-86.9% |