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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,176 | $59,839-34.5% | $81,991-52.2% | $79,852-50.9% |
| Participation rate | 94.4% | 61.6%+32.7pp | 69.3%+25.1pp | 69.6%+24.7pp |
| Annual return | 17.56% | 17.56%0pp | 41.31%-23.8pp | 31.72%-14.2pp |
| Employer contribution / active EE | $3,928 | $1,713+129.3% | $2,498+57.2% | $2,471+59.0% |
| Participant deferral / active EE | $2,628 | $2,695-2.5% | $3,722-29.4% | $3,740-29.7% |
| Admin fee / account holder | $1,279 | $4,287-70.2% | $5,665-77.4% | $5,306-75.9% |