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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,260 | $65,566+80.4% | $86,235+37.1% | $75,177+57.3% |
| Participation rate | 50.7% | 60.5%-9.7pp | 69.0%-18.2pp | 67.2%-16.5pp |
| Annual return | 13.34% | 46.07%-32.7pp | 1170.03%-1156.7pp | 160.75%-147.4pp |
| Employer contribution / active EE | $1,152 | $1,553-25.8% | $2,381-51.6% | $2,671-56.9% |
| Participant deferral / active EE | $2,286 | $3,023-24.4% | $3,987-42.7% | $4,126-44.6% |
| Admin fee / account holder | $2,389 | $5,470-56.3% | $6,856-65.2% | $5,651-57.7% |