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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,001 | $43,075+173.9% | $74,577+58.2% | $62,881+87.7% |
| Participation rate | 33.3% | 58.1%-24.7pp | 68.1%-34.8pp | 69.3%-36.0pp |
| Annual return | 7.13% | 17.50%-10.4pp | 20.47%-13.3pp | 20.14%-13.0pp |
| Employer contribution / active EE | $1,007 | $1,498-32.7% | $2,525-60.1% | $2,281-55.8% |
| Participant deferral / active EE | $3,124 | $2,389+30.7% | $3,458-9.7% | $3,203-2.5% |
| Admin fee / account holder | $3,427 | $2,840+20.7% | $4,138-17.2% | $4,296-20.2% |