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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $719,930 | $181,062+297.6% | $158,223+355.0% | $155,188+363.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 17.40% | 57.39%-40.0pp | 52.09%-34.7pp | 148.84%-131.4pp |
| Employer contribution / active EE | $37,632 | $4,565+724.4% | $4,109+815.9% | $4,248+785.9% |
| Participant deferral / active EE | $21,888 | $6,134+256.8% | $5,467+300.4% | $6,531+235.1% |
| Admin fee / account holder | $92,239 | $18,825+390.0% | $16,047+474.8% | $14,480+537.0% |