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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,223 | $181,896-61.9% | $156,551-55.8% | $273,972-74.7% |
| Participation rate | 69.2% | 88.4%-19.2pp | 84.0%-14.8pp | 83.0%-13.8pp |
| Annual return | 6.19% | 30.74%-24.5pp | 32.23%-26.0pp | 41.46%-35.3pp |
| Employer contribution / active EE | $2,034 | $6,248-67.5% | $5,501-63.0% | $4,869-58.2% |
| Participant deferral / active EE | $3,352 | $5,550-39.6% | $4,871-31.2% | $5,287-36.6% |
| Admin fee / account holder | $1,310 | $15,560-91.6% | $13,028-89.9% | $10,133-87.1% |