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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,221 | $78,694-62.9% | $67,652-56.8% | $125,389-76.7% |
| Participation rate | 100.0% | 78.8%+21.2pp | 75.7%+24.3pp | 83.2%+16.8pp |
| Annual return | -3.59% | 9.46%-13.0pp | 6625.40%-6629.0pp | 282.24%-285.8pp |
| Employer contribution / active EE | $6,354 | $3,044+108.8% | $2,266+180.5% | $4,866+30.6% |
| Participant deferral / active EE | $4,394 | $4,292+2.4% | $3,560+23.4% | $5,352-17.9% |
| Admin fee / account holder | $798 | $7,403-89.2% | $4,821-83.4% | $9,541-91.6% |