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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $558,247 | $215,361+159.2% | $171,082+226.3% | $273,972+103.8% |
| Participation rate | 100.0% | 82.0%+18.0pp | 76.7%+23.3pp | 83.0%+17.0pp |
| Annual return | 3.02% | 25.14%-22.1pp | 32.56%-29.5pp | 41.46%-38.4pp |
| Employer contribution / active EE | $12,590 | $4,967+153.5% | $4,002+214.6% | $4,869+158.6% |
| Participant deferral / active EE | $10,675 | $5,543+92.6% | $4,797+122.5% | $5,287+101.9% |
| Admin fee / account holder | $19,283 | $10,846+77.8% | $8,520+126.3% | $10,133+90.3% |