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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,430 | $45,152+131.3% | $73,836+41.4% | $59,633+75.1% |
| Participation rate | 100.0% | 64.0%+36.0pp | 73.4%+26.6pp | 68.7%+31.3pp |
| Annual return | -5.44% | 27.40%-32.8pp | 2268.06%-2273.5pp | 2041.45%-2046.9pp |
| Employer contribution / active EE | $9,660 | $1,901+408.1% | $2,787+246.5% | $2,203+338.6% |
| Participant deferral / active EE | $2,731 | $2,573+6.1% | $3,583-23.8% | $3,192-14.4% |
| Admin fee / account holder | $4,947 | $3,515+40.8% | $4,882+1.3% | $4,297+15.1% |