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| Provider | Service type | Compensation |
|---|---|---|
KESTRA INVESTMENT SERVICES LLC2+ years Service code 49 · EIN 74-2794194 | Other Services | $23,044 |
PRINCIPAL LIFE INSURANCE COMPANY2+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $12,327 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,088 | $155,795-24.2% | $136,298-13.4% | $69,631+69.6% |
| Participation rate | 98.1% | 75.2%+22.8pp | 81.9%+16.1pp | 70.7%+27.4pp |
| Annual return | 15.32% | 232464.33%-232449.0pp | 5156.27%-5141.0pp | 27571.02%-27555.7pp |
| Employer contribution / active EE | $5,652 | $2,991+89.0% | $4,696+20.4% | $2,032+178.2% |
| Participant deferral / active EE | $4,737 | $5,394-12.2% | $6,247-24.2% | $3,224+47.0% |
| Admin fee / account holder | $22 | $128-82.7% | $9,244-99.8% | $110-79.9% |