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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,749 | $55,449+36.6% | $83,831-9.6% | $56,289+34.6% |
| Participation rate | 41.0% | 68.0%-27.0pp | 76.1%-35.1pp | 69.9%-28.8pp |
| Annual return | -5.50% | -1.38%-4.1pp | 850.99%-856.5pp | -9.96%+4.5pp |
| Employer contribution / active EE | $1,337 | $2,430-45.0% | $3,631-63.2% | $2,111-36.7% |
| Participant deferral / active EE | $2,701 | $2,935-8.0% | $4,082-33.8% | $3,350-19.4% |
| Admin fee / account holder | $9,372 | $656+1328.7% | $5,479+71.1% | $521+1699.0% |