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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,009 | $124,980+4.8% | $108,359+20.9% | $154,746-15.3% |
| Participation rate | 95.7% | 75.2%+20.5pp | 70.1%+25.5pp | 80.7%+15.0pp |
| Annual return | 16.99% | 45.00%-28.0pp | 36.89%-19.9pp | 172.34%-155.4pp |
| Employer contribution / active EE | $3,976 | $2,851+39.5% | $2,399+65.7% | $4,379-9.2% |
| Participant deferral / active EE | $6,077 | $4,743+28.1% | $4,137+46.9% | $6,730-9.7% |
| Admin fee / account holder | $1,281 | $11,502-88.9% | $9,741-86.9% | $14,365-91.1% |