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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,223 | $54,380+91.7% | $68,509+52.1% | $59,633+74.8% |
| Participation rate | 65.6% | 70.2%-4.6pp | 74.7%-9.1pp | 68.7%-3.0pp |
| Annual return | -0.37% | 2.83%-3.2pp | 8.27%-8.6pp | 2041.45%-2041.8pp |
| Employer contribution / active EE | $2,017 | $1,539+31.1% | $2,278-11.5% | $2,203-8.4% |
| Participant deferral / active EE | $4,534 | $2,643+71.5% | $3,382+34.0% | $3,192+42.1% |
| Admin fee / account holder | $11,648 | $3,885+199.8% | $5,275+120.8% | $4,297+171.1% |