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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,954 | $115,814-57.7% | $101,275-51.7% | $158,982-69.2% |
| Participation rate | 15.8% | 79.4%-63.6pp | 75.8%-60.0pp | 82.0%-66.2pp |
| Annual return | 9.12% | 56.16%-47.0pp | 46.48%-37.4pp | 302.99%-293.9pp |
| Employer contribution / active EE | $1,267 | $4,176-69.7% | $3,660-65.4% | $4,763-73.4% |
| Participant deferral / active EE | $1,695 | $4,958-65.8% | $4,371-61.2% | $5,983-71.7% |
| Admin fee / account holder | $19,154 | $7,249+164.2% | $5,948+222.0% | $11,252+70.2% |