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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $583,396 | $106,524+447.7% | $152,301+283.1% | $87,485+566.9% |
| Participation rate | 88.2% | 75.8%+12.5pp | 82.4%+5.8pp | 68.9%+19.3pp |
| Annual return | 16.84% | 26.89%-10.1pp | 80.50%-63.7pp | 26.06%-9.2pp |
| Employer contribution / active EE | $55,547 | $3,371+1547.7% | $4,624+1101.2% | $2,596+2039.6% |
| Participant deferral / active EE | $5,987 | $6,525-8.2% | $8,004-25.2% | $4,274+40.1% |
| Admin fee / account holder | $48,490 | $8,287+485.2% | $14,398+236.8% | $7,775+523.7% |