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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,394 | $85,024-86.6% | $70,544-83.8% | $139,466-91.8% |
| Participation rate | 100.0% | 73.9%+26.1pp | 68.4%+31.6pp | 80.3%+19.7pp |
| Annual return | 29.33% | 30.39%-1.1pp | 32.79%-3.5pp | 373.66%-344.3pp |
| Employer contribution / active EE | $2,187 | $3,912-44.1% | $2,976-26.5% | $4,754-54.0% |
| Participant deferral / active EE | $5,383 | $5,891-8.6% | $4,568+17.8% | $6,712-19.8% |
| Admin fee / account holder | $429 | $8,928-95.2% | $6,427-93.3% | $11,409-96.2% |