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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,636 | $90,530-76.1% | $76,030-71.5% | $145,897-85.2% |
| Participation rate | 100.0% | 74.4%+25.6pp | 69.1%+30.9pp | 80.3%+19.7pp |
| Annual return | 20.89% | 625.08%-604.2pp | 361.54%-340.6pp | 552.29%-531.4pp |
| Employer contribution / active EE | $3,258 | $3,319-1.8% | $2,688+21.2% | $4,663-30.1% |
| Participant deferral / active EE | $7,453 | $5,164+44.3% | $4,257+75.1% | $6,689+11.4% |
| Admin fee / account holder | $1,845 | $8,383-78.0% | $6,421-71.3% | $13,390-86.2% |