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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,919 | $55,449-53.3% | $83,831-69.1% | $56,289-54.0% |
| Participation rate | 9.9% | 68.0%-58.1pp | 76.1%-66.2pp | 69.9%-59.9pp |
| Annual return | -6.09% | -1.38%-4.7pp | 850.99%-857.1pp | -9.96%+3.9pp |
| Employer contribution / active EE | $0 | $2,430-100.0% | $3,631-100.0% | $2,111-100.0% |
| Participant deferral / active EE | $340 | $2,935-88.4% | $4,082-91.7% | $3,350-89.8% |
| Admin fee / account holder | $43 | $656-93.4% | $5,479-99.2% | $521-91.7% |