See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK LIFE INSURANCE CO USA Service code 37 · EIN 01-0233346 | Loan Processing | $15,784 |
Service code 15 · EIN 76-0188119 | Recordkeeping | $650 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,063 | $44,642-25.9% | $91,220-63.8% | $66,914-50.6% |
| Participation rate | 28.1% | 64.9%-36.7pp | 73.2%-45.0pp | 69.8%-41.7pp |
| Annual return | -17.02% | -12.29%-4.7pp | 114.01%-131.0pp | 1.58%-18.6pp |
| Employer contribution / active EE | $502 | $1,706-70.6% | $2,850-82.4% | $2,544-80.3% |
| Participant deferral / active EE | $829 | $3,349-75.2% | $4,234-80.4% | $4,237-80.4% |
| Admin fee / account holder | $322 | $521-38.2% | $5,420-94.1% | $593-45.7% |