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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,075 | $107,809-84.2% | $90,657-81.2% | $135,379-87.4% |
| Participation rate | 100.0% | 78.0%+22.0pp | 74.0%+26.0pp | 82.6%+17.4pp |
| Annual return | -8.29% | -0.90%-7.4pp | 1.89%-10.2pp | 519.79%-528.1pp |
| Employer contribution / active EE | $1,871 | $3,018-38.0% | $2,532-26.1% | $4,779-60.9% |
| Participant deferral / active EE | $4,100 | $3,872+5.9% | $3,424+19.7% | $5,609-26.9% |
| Admin fee / account holder | $490 | $5,931-91.7% | $4,994-90.2% | $10,828-95.5% |