Filed January 31, 2018 (most recent of 8 filings on file)
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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.6 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $53,234 |
MMA SECURITIES LLC7 years Service code 28 · EIN 36-1436000 | Investment Management | $52,154 |
MMA SECURITIES LLC6 years Filed as: MARSH USA INC Service code 28 · EIN 36-1436000 | Investment Management | $17,740 |
FISHER INVESTMENTS1 year Service code 26 · EIN 20-2480800 | Advisory (Participants) | $8,889 |
CHARLES SCHWAB & CO., INC.6 years Service code 33 · EIN 94-1737782 | Securities brokerage commissions and ... | $356 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB & CO.,INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,925 | $132,049+138.5% | $200,582+57.0% | $74,304+323.8% |
| Participation rate | 95.0% | 84.1%+10.9pp | 86.9%+8.1pp | 60.3%+34.6pp |
| Annual return | 16.36% | 22.22%-5.9pp | 42.33%-26.0pp | 29.43%-13.1pp |
| Employer contribution / active EE | $11,225 | $4,558+146.3% | $6,419+74.9% | $2,241+400.8% |
| Participant deferral / active EE | $8,869 | $7,213+23.0% | $9,331-5.0% | $3,767+135.4% |
| Admin fee / account holder | $631 | $2,405-73.7% | $16,305-96.1% | $2,969-78.7% |