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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,743 | $83,090+133.2% | $130,062+49.0% | $71,529+170.9% |
| Participation rate | 70.8% | 74.1%-3.4pp | 78.5%-7.7pp | 67.9%+2.8pp |
| Annual return | 20.24% | 20.61%-0.4pp | -137.37%+157.6pp | 28.97%-8.7pp |
| Employer contribution / active EE | $5,762 | $2,624+119.6% | $4,322+33.3% | $2,590+122.5% |
| Participant deferral / active EE | $9,411 | $4,436+112.1% | $5,821+61.7% | $4,291+119.3% |
| Admin fee / account holder | $11,973 | $1,727+593.3% | $10,601+12.9% | $1,588+653.7% |