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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,879 | $154,193-48.8% | $130,045-39.3% | $139,466-43.4% |
| Participation rate | 80.0% | 82.0%-2.0pp | 78.5%+1.5pp | 80.3%-0.3pp |
| Annual return | 14.82% | 32.51%-17.7pp | -137.30%+152.1pp | 373.66%-358.8pp |
| Employer contribution / active EE | $2,689 | $5,292-49.2% | $4,321-37.8% | $4,754-43.4% |
| Participant deferral / active EE | $7,724 | $6,709+15.1% | $5,820+32.7% | $6,712+15.1% |
| Admin fee / account holder | $4,553 | $13,989-67.5% | $10,600-57.0% | $11,409-60.1% |