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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,964 | $178,174-46.1% | $156,181-38.6% | $137,256-30.1% |
| Participation rate | 82.6% | 82.0%+0.6pp | 78.8%+3.8pp | 80.0%+2.6pp |
| Annual return | 12.09% | 84.19%-72.1pp | 64.87%-52.8pp | 220.34%-208.3pp |
| Employer contribution / active EE | $3,736 | $4,972-24.8% | $4,294-13.0% | $4,156-10.1% |
| Participant deferral / active EE | $7,404 | $6,888+7.5% | $6,132+20.7% | $6,407+15.6% |
| Admin fee / account holder | $18,806 | $17,404+8.1% | $14,586+28.9% | $12,270+53.3% |