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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,964 | $254,759-62.3% | $216,567-55.7% | $198,609-51.7% |
| Participation rate | 82.6% | 84.5%-1.9pp | 81.6%+1.0pp | 82.4%+0.2pp |
| Annual return | 12.09% | 10.04%+2.0pp | 12.94%-0.9pp | 202.70%-190.6pp |
| Employer contribution / active EE | $3,736 | $6,096-38.7% | $5,216-28.4% | $5,055-26.1% |
| Participant deferral / active EE | $7,404 | $6,948+6.6% | $6,191+19.6% | $6,977+6.1% |
| Admin fee / account holder | $18,806 | $26,311-28.5% | $21,981-14.4% | $19,030-1.2% |