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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $417,648 | $148,629+181.0% | $135,982+207.1% | $139,487+199.4% |
| Participation rate | 95.7% | 83.9%+11.8pp | 81.9%+13.7pp | 80.3%+15.3pp |
| Annual return | 10.73% | 79.33%-68.6pp | 68.32%-57.6pp | 373.84%-363.1pp |
| Employer contribution / active EE | $17,834 | $5,247+239.9% | $4,859+267.0% | $4,755+275.1% |
| Participant deferral / active EE | $11,638 | $8,102+43.6% | $7,760+50.0% | $6,713+73.4% |
| Admin fee / account holder | $8,180 | $12,406-34.1% | $10,767-24.0% | $11,407-28.3% |