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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,903 | $72,486+262.7% | $87,103+201.8% | $72,976+260.3% |
| Participation rate | 91.9% | 72.8%+19.1pp | 76.9%+15.1pp | 69.5%+22.4pp |
| Annual return | 21.37% | 24.46%-3.1pp | 28.19%-6.8pp | 81.02%-59.6pp |
| Employer contribution / active EE | $2,540 | $1,894+34.1% | $2,521+0.7% | $2,440+4.1% |
| Participant deferral / active EE | $5,872 | $3,270+79.6% | $4,049+45.0% | $3,608+62.8% |
| Admin fee / account holder | $4,079 | $5,055-19.3% | $7,491-45.6% | $5,124-20.4% |