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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,139 | $63,346-42.9% | $92,239-60.8% | $70,124-48.5% |
| Participation rate | 75.9% | 68.7%+7.3pp | 76.5%-0.6pp | 69.5%+6.4pp |
| Annual return | 13.94% | 530.19%-516.2pp | 176.29%-162.4pp | 73.14%-59.2pp |
| Employer contribution / active EE | $1,458 | $2,471-41.0% | $3,680-60.4% | $2,342-37.8% |
| Participant deferral / active EE | $2,047 | $2,854-28.3% | $3,897-47.5% | $3,332-38.6% |
| Admin fee / account holder | $1,918 | $3,841-50.1% | $5,194-63.1% | $4,645-58.7% |