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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,855 | $89,259-24.0% | $107,187-36.7% | $82,637-17.9% |
| Participation rate | 74.5% | 67.9%+6.6pp | 75.0%-0.5pp | 68.1%+6.5pp |
| Annual return | 13.55% | 21.02%-7.5pp | 204.55%-191.0pp | 53.51%-40.0pp |
| Employer contribution / active EE | $1,740 | $3,080-43.5% | $3,782-54.0% | $2,552-31.8% |
| Participant deferral / active EE | $2,115 | $4,037-47.6% | $5,096-58.5% | $4,126-48.8% |
| Admin fee / account holder | $4,556 | $7,381-38.3% | $9,162-50.3% | $7,339-37.9% |