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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,496 | $80,983+134.0% | $96,544+96.3% | $75,177+152.1% |
| Participation rate | 73.5% | 71.8%+1.7pp | 76.0%-2.5pp | 67.2%+6.3pp |
| Annual return | 8.55% | 27.05%-18.5pp | 25.88%-17.3pp | 160.75%-152.2pp |
| Employer contribution / active EE | $3,988 | $2,282+74.7% | $2,966+34.5% | $2,671+49.3% |
| Participant deferral / active EE | $6,226 | $3,929+58.5% | $4,851+28.3% | $4,126+50.9% |
| Admin fee / account holder | $7,065 | $6,717+5.2% | $8,254-14.4% | $5,651+25.0% |